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Interest rates have sharply dropped since around mid July on Mintos, the platform with the largest allocation in my P2P portfolio. As a result, in this post I would like to talk about some Mintos alternatives that are still offering higher interest rates and show you where I’ve added more funds recently.

In addition, I thought it would be interesting to ask my good friend Bernhard Hummel, who has over 153.000€ invested in P2P lending and more experience than me in the market, about his opinion. You’ll find out what he’s doing in this situation and what he would do as an investor looking for alternatives to Mintos right now.

About a week ago I had the pleasure of interviewing my friend Bernhard Hummel, an investor and entrepreneur from Austria. He currently has over 150.000€ invested in Peer to Peer Lending, generating over 1.500 Euros monthly passive income.

As a result of his investments in P2P lending and equities, he would already be able to stop working and live purely off his passive income in his thirties, if he wanted to.

It’s not often you get to talk to someone with this much skin-in-the-game and experience with P2P lending and the stock market.

I hope you’ll enjoy the interview as much as I did!