A lot of you have been asking me to show you how to get started with buying ETFs in Europe, so it was about time for me to address this topic in more detail.
Here are some of the things we’ll be talking about in this article:
- We’ll start by looking at what ETFs are in the first place in case you have no idea and why I consider exchange traded funds to be an important part of my asset allocation.
- Then, you’ll get a look into my brokerage accounts, something that I haven’t shared publicly before.
- I’ll show you exactly how to buy your first ETF on Degiro, in my opinion the most cost-effective way to buy ETFs in Europe right now.
- We’ll also take a look at the difference between distributing and accumulating ETFs, which might be relevant depending on the tax laws in your country and your personal preference.
- And lastly, I’ll try to explain the differences between the two account types that Degiro offers when you sign up, to help you decide.
Mintos recently launched Invest & Access as a new, simplified way to invest on the platform and to cash out more easily. I can’t help but think that they were at least partly inspired by Bondora Go & Grow, which I’ve been using since September of last year.
I’m going to compare the two peer to peer platforms and test out which one is better for short-term investments in P2P lending.
To find out, I invested 1.000€ on both Mintos Invest & Access and Bondora Go & Grow on June 12th. Over the coming weeks and months, I’ll review which one offers the better experience, higher returns and how much money we can withdraw at different points in time.
Update (December 15th): I added my 6-Month Investment-Update!
I recently met up again with my friend Bernhard Hummel, to discuss the changes he made to his investment portfolio. You may remember him from our last encounter in July.
Here are some of the things I wanted to know:
- Why he recently increased his Peer to Peer Lending Portfolio allocation to a grand total of 230.000€
- Which P2P platforms he added, if any
- How much passive income he’s aiming for via P2P lending
- What his entire investment portfolio looks like now
- His thoughts on real-estate investing at the moment
Several people have asked me about my asset allocation besides P2P lending, so I decided to give you a detailed breakdown of my entire investment portfolio.