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Last Thursday, a day before the P2P Conference, Grupeer was so kind to invite me to their new office in Riga, Latvia. I was excited to be able to get a closer look at the company and to talk to Vladislavs Filimonovs (Grupeer COO) and Alla Kisika (Co-Owner) in person.

I was there with three friends (the German bloggers Florian, Vincent and Sebastian). I believe we did a pretty good job asking them critical questions, hopefully they include some that you also wanted to have answered.

Updated (June 17th): I finally managed to write down most of the questions & answers from the interview and added time-stamps for easier navigation.

If I was starting all over again today and decided to invest 10.000€ via P2P lending, how would I split my funds among the available platforms? What would my peer to peer lending portfolio look like in Mid 2019 and why?

I’ve been asked these questions recently and I think they make for a valuable thought experiment. Before I share my answers, you should know that all of this is just my personal opinion and what I would do based on my experience so far. 

Alright, let’s get right into it!

Before getting into it, I would like to point out that my IUVO Group review is unbiased and only based on my personal experience investing with them.

I am going to be fully transparent about my investment and show you the exact returns I am getting on my deposit. You’ll see why they are one of my favorite P2P platforms to invest in right now.

I will also show you how you can get a nice 30-90€ bonus or cashback on your investment – but more on that later.

Update (February 7th, 2019): I updated the review with my most recent numbers, so you can see my investment’s progress so far.