A lot of you have been asking me to show you how to get started with buying ETFs in Europe, so it was about time for me to address this topic in more detail.

Here are some of the things we’ll be talking about in this article:

  • We’ll start by looking at what ETFs are in the first place in case you have no idea and why I consider exchange traded funds to be an important part of my asset allocation.
  • Then, you’ll get a look into my brokerage accounts, something that I haven’t shared publicly before.
  • I’ll show you exactly how to buy your first ETF on Degiro, in my opinion the most cost-effective way to buy ETFs in Europe right now.
  • We’ll also take a look at the difference between distributing and accumulating ETFs, which might be relevant depending on the tax laws in your country and your personal preference.
  • And lastly, I’ll try to explain the differences between the two account types that Degiro offers when you sign up, to help you decide.

This has been a very difficult month. With everything that happened, I definitely won’t be forgetting this one for a while.

Nonetheless, welcome to my latest P2P lending income update for January 2020.

You’ll see exactly how much I invested on each peer to peer lending platform, my deposits and withdrawals, as well as my returns for the month.

More importantly, for the first time since starting this blog in 2018, this update will also include how much I probably lost because of a stupid mistake I made, by looking into my concerns only when it was too late.

After a lot of thinking and research over the past few weeks and the holidays, as well as everything that happened since December with Kuetzal, I made a decision. I’m withdrawing my money from Envestio, Monethera and Wisefund.

I want to explain my thought process, what I found out during my research of the three P2P platforms, exactly how I’m going to proceed on each of them and how we got here in the first place.

You might still come to different conclusions in the end. Of course, a lot of this is based on my own opinion and risk tolerance. Nonetheless, you’ll find everything that made me reconsider in this post.

Updated (January 26th)! Please read my update #1 and #2 on Envestio, including my latest video!

Happy new year everyone! I hope you all enjoyed your holidays and are as excited about 2020 as I am.

Welcome to my last P2P lending income update of 2019, for the month of December.

As always, I’m going to be fully transparent and show you exactly how much I invested on each peer to peer lending platform, my deposits as well as my returns for the month.