Before getting into it, I would like to mention that my Lendermarket review is unbiased and only based on my own experience investing on the P2P platform as well as my personal opinion.

As usual, I’m going to be fully transparent about the amount I invested, my returns so far and my account balance on Lendermarket.

Today’s review will be slightly different, as it also includes some questions I asked Lendermarket over the past few weeks. So whenever you see quotes throughout the review, that’s Omayra Roig, the project manager of business developments at Lendermarket, answering my question.

I hope you’ll find the answers useful as well!

Mintos recently launched Invest & Access as a new, simplified way to invest on the platform and to cash out more easily. I can’t help but think that they were at least partly inspired by Bondora Go & Grow, which I’ve been using since September of last year.

I’m going to compare the two peer to peer platforms and test out which one is better for short-term investments in P2P lending.

To find out, I invested 1.000€ on both Mintos Invest & Access and Bondora Go & Grow on June 12th. Over the coming weeks and months, I’ll review which one offers the better experience, higher returns and how much money we can withdraw at different points in time.

Update (December 15th): I added my 6-Month Investment-Update!

I recently met up again with my friend Bernhard Hummel, to discuss the changes he made to his investment portfolio. You may remember him from our last encounter in July.

Here are some of the things I wanted to know:

  • Why he recently increased his Peer to Peer Lending Portfolio allocation to a grand total of 230.000€
  • Which P2P platforms he added, if any
  • How much passive income he’s aiming for via P2P lending
  • What his entire investment portfolio looks like now
  • His thoughts on real-estate investing at the moment