In this article, you’ll find out exactly how I keep track of all of my P2P investment accounts and how I calculate my returns from peer to peer lending every month, with the help of a free tool called Portfolio Performance.

You’re going to learn how you can easily track the performance of your investments and see the actual internal rate of return on your money.

Mintos recently launched Invest & Access as a new, simplified way to invest on the platform and to cash out more easily. I can’t help but think that they were at least partly inspired by Bondora Go & Grow, which I’ve been using since September of last year.

I’m going to compare the two peer to peer platforms and test out which one is better for short-term investments in P2P lending.

To find out, I invested 1.000€ on both Mintos Invest & Access and Bondora Go & Grow on June 12th. Over the coming weeks and months, I’ll review which one offers the better experience, higher returns and how much money we can withdraw at different points in time.

Update (November 12th): I added my 5-month investment update!